$188.54+1.67% today
- 5Y
- +146.15%
- $10K became
- $24,615
XLK vs SPY
Total return with dividends reinvested · 5Y
XLK
SPY
$773.09+0.53% today
- 5Y
- +81.51%
- $10K became
- $18,151
Return and risk 5Y
| Ticker | $10K became | Total | Per year | Volatility | Worst drop | Off high now | Best year | Worst year | Years up | Corr. with XLK |
|---|---|---|---|---|---|---|---|---|---|---|
| XLK | $24,615 | +146.15% | +19.79% | 26.0% | -33.57% | -6.66% | +57.51% 2023 | -28.41% 2022 | 75% | — |
| SPY | $18,151 | +81.51% | +12.69% | 17.2% | -24.49% | -0.77% | +26.73% 2023 | -18.64% 2022 | 75% | 0.91 |
XLK
- $10K became
- $24,615
- Total
- +146.15%
- Per year
- +19.79%
- Volatility
- 26.0%
- Worst drop
- -33.57%
- Off high now
- -6.66%
- Best year
- +57.51% 2023
- Worst year
- -28.41% 2022
SPY
- $10K became
- $18,151
- Total
- +81.51%
- Per year
- +12.69%
- Volatility
- 17.2%
- Worst drop
- -24.49%
- Off high now
- -0.77%
- Best year
- +26.73% 2023
- Worst year
- -18.64% 2022
Per year is the compound annual growth rate and needs a year of history. Volatility is the yearly spread of daily returns. Best and worst years count full calendar years only.
Drawdown from peak 5Y
0%-20%-40%
2021-102026-10
Correlation of daily returns
XLKSPYXLK1.000.91SPY0.911.00
1 moves together, 0 unrelated, negative moves opposite. Lower correlation means more diversification.
Trailing returns up to 5 years
| Ticker | 1Y | 2Y | 3Y | 5Y |
|---|---|---|---|---|
| XLK | — | — | — | — |
| SPY | — | — | — | — |
Calendar-year returns best each year in bold
| Year | XLK | SPY |
|---|---|---|
| No full years in this range yet. | ||
More comparisons
About this comparison
State Street Technology Select Sector SPDR ETF (XLK) vs State Street SPDR S&P 500 ETF Trust (SPY) total return over 5Y: XLK +146.15%, SPY +81.51%. As of Oct 21, 2026. Research only.
XLK closed at $183.5 on 2026‑10‑16, down 3.02% in a BEAR market regime (3‑day stretch). The overlay flags a SELL direction with a –5 score, while the fund’s balanced archetype (Quality 57.5) reflects its mixed growth/value tilt. Readers can view the full XLK overlay and methodology on the stock page. SPY settled at $763.2 on 2026‑10‑16, off 1.11% but sitting in a BULL regime (77‑day stretch). The overlay signals a BUY direction with a –3 score; its balanced archetype (Quality 54.4) underscores a broad‑market profile. Detailed SPY overlay data are available on the stock page. Over a five‑year total‑return horizon, XLK posted +142.2% versus SPY’s +82.6%, indicating that the technology‑focused ETF has outperformed the broader S&P 500 index when dividends and splits are included.
What does the XLK vs SPY overlay show?
LOPJLB overlays XLK vs SPY as total return (dividends and splits) from the first adjusted close in the selected 5Y window. Each path starts at 0% so you can read relative holding performance, not raw tape price.
Is this holding return or tape close?
Holding return. The series uses split- and dividend-adjusted close (Yahoo-style backward adjustment) when dividend coverage is sufficient, otherwise it falls back to tape close. Candles and technical overlays on /chart stay tape.
Which windows are public?
Public visitors can share 1M, 3M, 6M, YTD, 1Y, and 5Y. MAX is Research+. Direction and regime in the table follow the desk ladder: SPY25 on Free, full book on Essential+.
How do I read the drawdown, period, and annual tables?
Drawdowns are current and worst peak-to-trough on the visible range. Periods are calendar lookbacks (1Y / 2Y / 3Y / 5Y, plus 10Y on MAX) from the last bar. Annual is calendar-year holding return, with the latest year labeled YTD.
How has XLK vs SPY performed on a normalized basis?
XLK vs SPY holding-return overlay: 5Y XLK +146.15% · SPY +81.51%; worst drawdown XLK -33.57% · SPY -24.49%; YTD XLK +31.12% · SPY +14.05%. Numbers update from the live compare-series book.
Is ticker compare investment advice?
No. The overlay is research context only — not a recommendation to buy or sell any security.