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XLF vs SPY

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XLFState Street Financial Select Sector SPDR ETFSPYState Street SPDR S&P 500 ETF Trust
RELATED
SPY vs QQQIWM vs SPYAAPL vs SPYMSFT vs SPYNVDA vs SPYAMZN vs SPYGOOGL vs SPYMETA vs SPYTSLA vs SPYBRK.B vs SPYXLK vs SPYXLF vs XLEGLD vs SPYTLT vs SPYXLE vs SPY
Total return · dividends and splits
-17%0%+17%+34%+51%+68%09-07’2107-07’2205-05’2303-06’2401-03’2511-0409-04’26XLF +67.5%SPY +82.6%lopjlb.com
XLF
SPY
SYMBOLPRICECHANGE5Y %PREV CLOSEDIRREGIME
XLFState Street Financial Select Sector SPDR ETF$58.10-0.79%+67.46%🔒🔒
SPYState Street SPDR S&P 500 ETF Trust$770.19-0.39%+82.61%🔒🔒
DRAWDOWN · THIS RANGE
SYMBOLCURRENTPEAKWORSTTROUGH
XLF-0.79%2026-09-03-25.81%2022-10-12
SPY-0.99%2026-08-13-24.49%2022-10-12
PERIODS · 5Y BOOK
SYMBOL1Y2Y3Y5Y
XLF----
SPY----
ANNUAL · 5Y BOOK
YEARXLFSPY
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Compare FAQ

What does the XLF vs SPY overlay show?
LOPJLB overlays XLF vs SPY as total return (dividends and splits) from the first adjusted close in the selected 5Y window. Each path starts at 0% so you can read relative holding performance, not raw tape price.
Is this holding return or tape close?
Holding return. The series uses split- and dividend-adjusted close (Yahoo-style backward adjustment) when dividend coverage is sufficient, otherwise it falls back to tape close. Candles and technical overlays on /chart stay tape.
Which windows are public?
Public visitors can share 1M, 3M, 6M, YTD, 1Y, and 5Y. MAX is Research+. Direction and regime in the table follow the desk ladder: SPY25 on Free, full book on Essential+.
How do I read the drawdown, period, and annual tables?
Drawdowns are current and worst peak-to-trough on the visible range. Periods are calendar lookbacks (1Y / 2Y / 3Y / 5Y, plus 10Y on MAX) from the last bar. Annual is calendar-year holding return, with the latest year labeled YTD.
How has XLF vs SPY performed on a normalized basis?
XLF vs SPY holding-return overlay: 5Y XLF +67.46% · SPY +82.61%; worst drawdown XLF -25.81% · SPY -24.49%; YTD XLF +6.69% · SPY +13.34%. Numbers update from the live compare-series book.
Is ticker compare investment advice?
No. The overlay is research context only — not a recommendation to buy or sell any security.

Related: XLF, SPY, methodology, chart