$371.11-0.41% today
- 5Y
- +64.63%
- $10K became
- $16,463
VTI vs SPY
Total return with dividends reinvested · 5Y
VTI
SPY
$754.37-0.36% today
- 5Y
- +72.62%
- $10K became
- $17,262
Return and risk 5Y
| Ticker | $10K became | Total | Per year | Volatility | Worst drop | Off high now | Best year | Worst year | Years up | Corr. with VTI |
|---|---|---|---|---|---|---|---|---|---|---|
| VTI | $16,463 | +64.63% | +10.50% | 17.7% | -25.35% | -3.19% | +26.58% 2023 | -20.01% 2022 | 75% | — |
| SPY | $17,262 | +72.62% | +11.55% | 17.3% | -24.49% | -3.17% | +26.73% 2023 | -18.64% 2022 | 75% | 1.00 |
VTI
- $10K became
- $16,463
- Total
- +64.63%
- Per year
- +10.50%
- Volatility
- 17.7%
- Worst drop
- -25.35%
- Off high now
- -3.19%
- Best year
- +26.58% 2023
- Worst year
- -20.01% 2022
SPY
- $10K became
- $17,262
- Total
- +72.62%
- Per year
- +11.55%
- Volatility
- 17.3%
- Worst drop
- -24.49%
- Off high now
- -3.17%
- Best year
- +26.73% 2023
- Worst year
- -18.64% 2022
Per year: compound annual growth rate, needs a year of history. Volatility: yearly spread of daily returns. Best and worst years: full calendar years only.
Drawdown from peak 5Y
0%-15%-30%
2021-112026-11
Correlation of daily returns
VTISPYVTI1.001.00SPY1.001.00
1 moves together, 0 unrelated, negative moves opposite. Lower means more diversification.
Trailing returns up to 5 years
| Ticker | 1Y | 2Y | 3Y | 5Y |
|---|---|---|---|---|
| VTI | — | — | — | — |
| SPY | — | — | — | — |
Calendar-year returns best each year in bold
| Year | VTI | SPY |
|---|---|---|
| No full years in this range yet. | ||
More comparisons
About this comparison
Summary, desk note and 6 common questions.
Vanguard Total Stock Market ETF (VTI) vs State Street SPDR S&P 500 ETF Trust (SPY) total return over 5Y: VTI +64.63%, SPY +72.62%. As of Nov 13, 2026. Research only.
As of 2026-10-23, both VTI and SPY closed with minor declines, reflecting a broader market pullback. VTI finished at $373.0, while SPY settled at $760.0. Despite their similar directional signals, the two funds exhibit distinct performance characteristics over the medium term. On a total-return basis, which accounts for dividends and splits, SPY has outperformed VTI over the trailing five-year window. Specifically, SPY delivered a 5Y window return of +78.4%, compared to VTI’s +69.6%. This divergence highlights the impact of large-cap concentration versus broad market exposure. Both instruments currently display a Balanced quality archetype, with VTI scoring 57.00 and SPY 54.00 on quality metrics. For a deeper dive into the underlying overlays and methodology, readers are encouraged to consult the individual stock pages for full detail.
What does the VTI vs SPY overlay show?
LOPJLB overlays VTI vs SPY as total return (dividends and splits) from the first adjusted close in the selected 5Y window. Each path starts at 0% so you can read relative holding performance, not raw tape price.
Is this holding return or tape close?
Holding return. The series uses split- and dividend-adjusted close (Yahoo-style backward adjustment) when dividend coverage is sufficient, otherwise it falls back to tape close. Candles and technical overlays on /chart stay tape.
Which windows are public?
Public visitors can share 1M, 3M, 6M, YTD, 1Y, and 5Y. MAX is Research+. Direction and regime in the table follow the desk ladder: SPY25 on Free, full book on Essential+.
How do I read the drawdown, period, and annual tables?
Drawdowns are current and worst peak-to-trough on the visible range. Periods are calendar lookbacks (1Y / 2Y / 3Y / 5Y, plus 10Y on MAX) from the last bar. Annual is calendar-year holding return, with the latest year labeled YTD.
How has VTI vs SPY performed on a normalized basis?
VTI vs SPY holding-return overlay: 5Y VTI +64.63% · SPY +72.62%; worst drawdown VTI -25.35% · SPY -24.49%; YTD VTI +11.30% · SPY +11.29%. Numbers update from the live compare-series book.
Is ticker compare investment advice?
No. The overlay is research context only — not a recommendation to buy or sell any security.