$51.02+1.01% today
- 5Y
- +22.66%
- $10K became
- $12,266
BAC vs SPY
Total return with dividends reinvested · 5Y
BAC
SPY
$754.37-0.36% today
- 5Y
- +72.62%
- $10K became
- $17,262
Return and risk 5Y
| Ticker | $10K became | Total | Per year | Volatility | Worst drop | Off high now | Best year | Worst year | Years up | Corr. with BAC |
|---|---|---|---|---|---|---|---|---|---|---|
| BAC | $12,266 | +22.66% | +4.17% | 26.7% | -46.61% | -20.87% | +32.97% 2024 | -26.59% 2022 | 75% | — |
| SPY | $17,262 | +72.62% | +11.55% | 17.3% | -24.49% | -3.17% | +26.73% 2023 | -18.64% 2022 | 75% | 0.62 |
BAC
- $10K became
- $12,266
- Total
- +22.66%
- Per year
- +4.17%
- Volatility
- 26.7%
- Worst drop
- -46.61%
- Off high now
- -20.87%
- Best year
- +32.97% 2024
- Worst year
- -26.59% 2022
SPY
- $10K became
- $17,262
- Total
- +72.62%
- Per year
- +11.55%
- Volatility
- 17.3%
- Worst drop
- -24.49%
- Off high now
- -3.17%
- Best year
- +26.73% 2023
- Worst year
- -18.64% 2022
Per year: compound annual growth rate, needs a year of history. Volatility: yearly spread of daily returns. Best and worst years: full calendar years only.
Drawdown from peak 5Y
0%-25%-50%
2021-112026-11
Correlation of daily returns
BACSPYBAC1.000.62SPY0.621.00
1 moves together, 0 unrelated, negative moves opposite. Lower means more diversification.
Trailing returns up to 5 years
| Ticker | 1Y | 2Y | 3Y | 5Y |
|---|---|---|---|---|
| BAC | — | — | — | — |
| SPY | — | — | — | — |
Calendar-year returns best each year in bold
| Year | BAC | SPY |
|---|---|---|
| No full years in this range yet. | ||
More comparisons
About this comparison
Summary, desk note and 6 common questions.
Bank of America Corporation (BAC) vs State Street SPDR S&P 500 ETF Trust (SPY) total return over 5Y: BAC +22.66%, SPY +72.62%. As of Nov 13, 2026. Research only.
Bank of America (BAC) closed at $51.08, up 0.59% as of 2026‑10‑22 (Thursday, US session). The overlay flags a SELL direction with a –5 score, while the market regime remains BEAR for the past 29 days. Composite performance sits at –15.70 and the quality metric is 42.39, placing the stock in the “Dividend Compounder (blended)” archetype. Over the last five years, BAC delivered a total‑return gain of +21.6% when dividends and splits are included. The SPDR S&P 500 ETF (SPY) settled at $764.0, down 1.18% on the same date. Its overlay also shows a SELL signal (score –5) but the broader regime is BULL, persisting for 81 days. Composite performance is +41.60, quality 54.20, and the fund is classified as “Balanced.” SPY’s five‑year total‑return stands at +79.4%. Both instruments carry distinct risk‑return profiles; readers can open the individual stock pages or methodology notes for full overlay detail.
What does the BAC vs SPY overlay show?
LOPJLB overlays BAC vs SPY as total return (dividends and splits) from the first adjusted close in the selected 5Y window. Each path starts at 0% so you can read relative holding performance, not raw tape price.
Is this holding return or tape close?
Holding return. The series uses split- and dividend-adjusted close (Yahoo-style backward adjustment) when dividend coverage is sufficient, otherwise it falls back to tape close. Candles and technical overlays on /chart stay tape.
Which windows are public?
Public visitors can share 1M, 3M, 6M, YTD, 1Y, and 5Y. MAX is Research+. Direction and regime in the table follow the desk ladder: SPY25 on Free, full book on Essential+.
How do I read the drawdown, period, and annual tables?
Drawdowns are current and worst peak-to-trough on the visible range. Periods are calendar lookbacks (1Y / 2Y / 3Y / 5Y, plus 10Y on MAX) from the last bar. Annual is calendar-year holding return, with the latest year labeled YTD.
How has BAC vs SPY performed on a normalized basis?
BAC vs SPY holding-return overlay: 5Y BAC +22.66% · SPY +72.62%; worst drawdown BAC -46.61% · SPY -24.49%; YTD BAC -7.33% · SPY +11.29%. Numbers update from the live compare-series book.
Is ticker compare investment advice?
No. The overlay is research context only — not a recommendation to buy or sell any security.