Summit State Bank (SSBI) vs State Street SPDR S&P 500 ETF Trust (SPY) total return over 5Y: SSBI -19.59%, SPY +88.08%. Regime SSBI RECOVERY · SPY BULL. As of Oct 12, 2026. Research only.
Total return · dividends and splits
SSBI
SPY
| SYMBOL | PRICE | CHANGE | 5Y % | PREV CLOSE | DIR | REGIME |
|---|---|---|---|---|---|---|
| SSBISummit State Bank | $12.31 | —+0.74% | -19.59% | — | 🔒 | 🔒 |
| SPYState Street SPDR S&P 500 ETF Trust | $778.10 | —-0.06% | +88.08% | — | 🔒 | 🔒 |
DRAWDOWN · THIS RANGE
| SYMBOL | CURRENT | PEAK | WORST | TROUGH |
|---|---|---|---|---|
| SSBI | -28.45% | 2023-08-04 | -64.31% | 2024-11-11 |
| SPY | -0.13% | 2026-10-06 | -24.49% | 2022-10-12 |
PERIODS · 5Y BOOK
| SYMBOL | 1Y | 2Y | 3Y | 5Y |
|---|---|---|---|---|
| SSBI | - | - | - | - |
| SPY | - | - | - | - |
ANNUAL · 5Y BOOK
| YEAR | SSBI | SPY |
|---|---|---|
| - | - | - |
Compare FAQ
- What does the SSBI vs SPY overlay show?
- LOPJLB overlays SSBI vs SPY as total return (dividends and splits) from the first adjusted close in the selected 5Y window. Each path starts at 0% so you can read relative holding performance, not raw tape price.
- Is this holding return or tape close?
- Holding return. The series uses split- and dividend-adjusted close (Yahoo-style backward adjustment) when dividend coverage is sufficient, otherwise it falls back to tape close. Candles and technical overlays on /chart stay tape.
- Which windows are public?
- Public visitors can share 1M, 3M, 6M, YTD, 1Y, and 5Y. MAX is Research+. Direction and regime in the table follow the desk ladder: SPY25 on Free, full book on Essential+.
- How do I read the drawdown, period, and annual tables?
- Drawdowns are current and worst peak-to-trough on the visible range. Periods are calendar lookbacks (1Y / 2Y / 3Y / 5Y, plus 10Y on MAX) from the last bar. Annual is calendar-year holding return, with the latest year labeled YTD.
- How has SSBI vs SPY performed on a normalized basis?
- SSBI vs SPY holding-return overlay: 5Y SSBI -19.59% · SPY +88.08%; worst drawdown SSBI -64.31% · SPY -24.49%; YTD SSBI +3.36% · SPY +14.79%. Numbers update from the live compare-series book.
- Is ticker compare investment advice?
- No. The overlay is research context only — not a recommendation to buy or sell any security.
Related: SSBI, SPY, methodology, chart