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V vs MA

Total return with dividends reinvested · 5Y

Open chart
VVisa Inc.MAMastercard Incorporated
-17%0%+17%+34%+51%+68%10-25’2108-23’2206-22’2304-19’2402-19’2512-16V +81.1%MA +77.7%lopjlb.com
V
MA
VVisa Inc.
$407.85+0.31% today
5Y
+81.15%
$10K became
$18,115
BUYBULL

Return and risk 5Y

Ticker$10K becameTotalPer yearVolatilityWorst dropOff high nowBest yearWorst yearYears upCorr. with V
V$18,115+81.15%+12.65%22.9%-24.13%+0.00%+26.54% 2023-5.45% 202275%—
MA$17,774+77.74%+12.22%23.8%-28.25%+0.00%+25.53% 2024-5.71% 202275%0.88
V
$10K became
$18,115
Total
+81.15%
Per year
+12.65%
Volatility
22.9%
Worst drop
-24.13%
Off high now
+0.00%
Best year
+26.54% 2023
Worst year
-5.45% 2022
MA
$10K became
$17,774
Total
+77.74%
Per year
+12.22%
Volatility
23.8%
Worst drop
-28.25%
Off high now
+0.00%
Best year
+25.53% 2024
Worst year
-5.71% 2022

Per year is the compound annual growth rate and needs a year of history. Volatility is the yearly spread of daily returns. Best and worst years count full calendar years only.

Drawdown from peak 5Y

0%-15%-30%
2021-102026-10

Correlation of daily returns

VMAV1.000.88MA0.881.00

1 moves together, 0 unrelated, negative moves opposite. Lower correlation means more diversification.

Trailing returns up to 5 years

Ticker1Y2Y3Y5Y
V————
MA————

Calendar-year returns best each year in bold

YearVMA
No full years in this range yet.

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About this comparison

Visa Inc. (V) vs Mastercard Incorporated (MA) total return over 5Y: V +81.15%, MA +77.74%. Regime V BULL · MA BULL. As of Oct 21, 2026. Research only.

Desk note, written 2026-10-15. Its figures are as of that date; the tables above are live.

Visa (V) and Mastercard (MA) have both delivered solid total‑return performance, with the five‑year overlay showing +76.3% for V and +73.4% for MA. The dividend‑and‑split compounding has helped each payment‑network outpace many peers. As of 2026‑10‑14, Visa closed at $391.4, down 1.17%, while Mastercard finished at $603.2, down 0.26%. Both stocks sit in a bull‑market regime (HMM 13‑day bull) and have generated EMA bullish crossovers. Fundamentals remain robust: Visa posts ROE 61.26% and ROIC 36.75% with a 0.68% yield; Mastercard reports ROE 232.5% and ROIC 139.5% with a 0.58% yield, and each scores above 40 on the quality metric. The overlay signals a BUY for Visa and a BUY for Mastercard, each classified as a “Dividend Compounder (blended).” Readers are invited to open the individual stock pages or the methodology section for full overlay detail.

What does the V vs MA overlay show?

LOPJLB overlays V vs MA as total return (dividends and splits) from the first adjusted close in the selected 5Y window. Each path starts at 0% so you can read relative holding performance, not raw tape price.

Is this holding return or tape close?

Holding return. The series uses split- and dividend-adjusted close (Yahoo-style backward adjustment) when dividend coverage is sufficient, otherwise it falls back to tape close. Candles and technical overlays on /chart stay tape.

Which windows are public?

Public visitors can share 1M, 3M, 6M, YTD, 1Y, and 5Y. MAX is Research+. Direction and regime in the table follow the desk ladder: SPY25 on Free, full book on Essential+.

How do I read the drawdown, period, and annual tables?

Drawdowns are current and worst peak-to-trough on the visible range. Periods are calendar lookbacks (1Y / 2Y / 3Y / 5Y, plus 10Y on MAX) from the last bar. Annual is calendar-year holding return, with the latest year labeled YTD.

How has V vs MA performed on a normalized basis?

V vs MA holding-return overlay: 5Y V +81.15% · MA +77.74%; worst drawdown V -24.13% · MA -28.25%; YTD V +18.41% · MA +11.27%. Numbers update from the live compare-series book.

Is ticker compare investment advice?

No. The overlay is research context only — not a recommendation to buy or sell any security.

Related: V, MA, methodology, chart