# State Street SPDR S&P Telecom ETF (XTL) vs State Street SPDR S&P 500 ETF Trust (SPY) · total-return overlay

LOPJLB holding-return compare (5Y). Dividends and splits. Each path starts at 0% from the first adjusted close in the window.

- Interactive: https://www.lopjlb.com/vs/XTL/SPY
- API: `GET /bff/api/bigfive/compare-series?symbols=XTL%2CSPY&range=5y`

## Window

| Symbol | Window % | Worst drawdown | YTD |
|---|---:|---:|---:|
| XTL | +125.19% | -36.84% | +34.52% |
| SPY | +86.68% | -24.49% | +14.11% |

## Periods (calendar lookback)

| Symbol | 1Y | 2Y | 3Y | 5Y |
|---|---:|---:|---:|---:|
| XTL | +48.48% | +114.33% | +200.47% | +125.19% |
| SPY | +17.25% | +38.91% | +85.94% | +86.68% |

## Annual

| Year | XTL | SPY |
|---|---:|---:|
| YTD | +34.52% | +14.11% |
| 2025 | +44.23% | +18.01% |
| 2024 | +35.20% | +25.59% |
| 2023 | -1.96% | +26.73% |
| 2022 | -19.65% | -18.64% |
| 2021 | +4.98% | +7.55% |

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Research context only. Not personalized investment advice.