# Vanguard 500 Index Fund Admiral Shares (VFIAX) vs State Street SPDR S&P 500 ETF Trust (SPY) · total-return overlay

LOPJLB holding-return compare (5Y). Dividends and splits. Each path starts at 0% from the first adjusted close in the window.

Vanguard 500 Index Fund Admiral Shares (VFIAX) vs State Street SPDR S&P 500 ETF Trust (SPY) total return over 5Y: VFIAX +88.50%, SPY +88.06%. Regime VFIAX BULL · SPY BULL. As of Oct 13, 2026. Research only.

- Interactive: https://www.lopjlb.com/vs/VFIAX/SPY
- API: `GET /bff/api/bigfive/compare-series?symbols=VFIAX%2CSPY&range=5y`

## Window

| Symbol | Window % | Worst drawdown | YTD |
|---|---:|---:|---:|
| VFIAX | +88.50% | -24.52% | +14.78% |
| SPY | +88.06% | -24.49% | +14.78% |

## Periods (calendar lookback)

| Symbol | 1Y | 2Y | 3Y | 5Y |
|---|---:|---:|---:|---:|
| VFIAX | +18.62% | +36.42% | +87.32% | +88.50% |
| SPY | +18.61% | +36.22% | +86.97% | +88.06% |

## Annual

| Year | VFIAX | SPY |
|---|---:|---:|
| YTD | +14.78% | +14.78% |
| 2025 | +18.09% | +18.01% |
| 2024 | +25.68% | +25.59% |
| 2023 | +26.75% | +26.73% |
| 2022 | -18.66% | -18.64% |
| 2021 | +7.69% | +7.72% |

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Research context only. Not personalized investment advice.