# Universal Technical Institute, Inc. (UTI) vs State Street SPDR S&P 500 ETF Trust (SPY) · total-return overlay

LOPJLB holding-return compare (5Y). Dividends and splits. Each path starts at 0% from the first adjusted close in the window.

Universal Technical Institute, Inc. (UTI) vs State Street SPDR S&P 500 ETF Trust (SPY) total return over 5Y: UTI +196.93%, SPY +90.43%. Regime UTI RECOVERY · SPY BULL. As of Oct 8, 2026. Research only.

- Interactive: https://www.lopjlb.com/vs/UTI/SPY
- API: `GET /bff/api/bigfive/compare-series?symbols=UTI%2CSPY&range=5y`

## Window

| Symbol | Window % | Worst drawdown | YTD |
|---|---:|---:|---:|
| UTI | +196.93% | -63.93% | -18.24% |
| SPY | +90.43% | -24.49% | +14.17% |

## Periods (calendar lookback)

| Symbol | 1Y | 2Y | 3Y | 5Y |
|---|---:|---:|---:|---:|
| UTI | -33.34% | +30.44% | +142.65% | +196.93% |
| SPY | +16.22% | +38.14% | +85.65% | +90.43% |

## Annual

| Year | UTI | SPY |
|---|---:|---:|
| YTD | -18.24% | +14.17% |
| 2025 | +2.83% | +18.01% |
| 2024 | +105.52% | +25.59% |
| 2023 | +92.02% | +26.73% |
| 2022 | -13.96% | -18.64% |
| 2021 | +14.33% | +9.65% |

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Research context only. Not personalized investment advice.