# Union Electric Company (UEPEP) vs State Street SPDR S&P 500 ETF Trust (SPY) · total-return overlay

LOPJLB holding-return compare (5Y). Dividends and splits. Each path starts at 0% from the first adjusted close in the window.

Union Electric Company (UEPEP) vs State Street SPDR S&P 500 ETF Trust (SPY) total return over 5Y: UEPEP -9.68%, SPY +84.62%. Regime UEPEP BULL · SPY BULL. As of Oct 14, 2026. Research only.

- Interactive: https://www.lopjlb.com/vs/UEPEP/SPY
- API: `GET /bff/api/bigfive/compare-series?symbols=UEPEP%2CSPY&range=5y`

## Window

| Symbol | Window % | Worst drawdown | YTD |
|---|---:|---:|---:|
| UEPEP | -9.68% | -27.49% | -3.32% |
| SPY | +84.62% | -24.49% | +13.53% |

## Periods (calendar lookback)

| Symbol | 1Y | 2Y | 3Y | 5Y |
|---|---:|---:|---:|---:|
| UEPEP | -2.75% | -0.36% | +16.74% | -9.68% |
| SPY | +17.47% | +34.75% | +83.03% | +84.62% |

## Annual

| Year | UEPEP | SPY |
|---|---:|---:|
| YTD | -3.32% | +13.53% |
| 2025 | +8.56% | +18.01% |
| 2024 | +5.66% | +25.59% |
| 2023 | -0.32% | +26.73% |
| 2022 | -18.57% | -18.64% |
| 2021 | +0.25% | +6.90% |

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Research context only. Not personalized investment advice.