# TFS Financial Corporation (TFSL) vs State Street SPDR S&P 500 ETF Trust (SPY) · total-return overlay

LOPJLB holding-return compare (5Y). Dividends and splits. Each path starts at 0% from the first adjusted close in the window.

TFS Financial Corporation (TFSL) vs State Street SPDR S&P 500 ETF Trust (SPY) total return over 5Y: TFSL +22.89%, SPY +90.43%. Regime TFSL BEAR · SPY BULL. As of Oct 8, 2026. Research only.

- Interactive: https://www.lopjlb.com/vs/TFSL/SPY
- API: `GET /bff/api/bigfive/compare-series?symbols=TFSL%2CSPY&range=5y`

## Window

| Symbol | Window % | Worst drawdown | YTD |
|---|---:|---:|---:|
| TFSL | +22.89% | -38.44% | +26.31% |
| SPY | +90.43% | -24.49% | +14.17% |

## Periods (calendar lookback)

| Symbol | 1Y | 2Y | 3Y | 5Y |
|---|---:|---:|---:|---:|
| TFSL | +30.06% | +52.49% | +77.94% | +22.89% |
| SPY | +16.22% | +38.14% | +85.65% | +90.43% |

## Annual

| Year | TFSL | SPY |
|---|---:|---:|
| YTD | +26.31% | +14.17% |
| 2025 | +17.51% | +18.01% |
| 2024 | -6.12% | +25.59% |
| 2023 | +11.28% | +26.73% |
| 2022 | -13.58% | -18.64% |
| 2021 | -8.98% | +9.65% |

---

Research context only. Not personalized investment advice.