# Texas Community Bancshares, Inc. (TCBS) vs State Street SPDR S&P 500 ETF Trust (SPY) · total-return overlay

LOPJLB holding-return compare (5Y). Dividends and splits. Each path starts at 0% from the first adjusted close in the window.

Texas Community Bancshares, Inc. (TCBS) vs State Street SPDR S&P 500 ETF Trust (SPY) total return over 5Y: TCBS +15.16%, SPY +88.08%. Regime TCBS BEAR · SPY BULL. As of Oct 13, 2026. Research only.

- Interactive: https://www.lopjlb.com/vs/TCBS/SPY
- API: `GET /bff/api/bigfive/compare-series?symbols=TCBS%2CSPY&range=5y`

## Window

| Symbol | Window % | Worst drawdown | YTD |
|---|---:|---:|---:|
| TCBS | +15.16% | -48.38% | -4.49% |
| SPY | +88.08% | -24.49% | +14.79% |

## Periods (calendar lookback)

| Symbol | 1Y | 2Y | 3Y | 5Y |
|---|---:|---:|---:|---:|
| TCBS | +7.19% | +17.31% | +37.68% | +15.16% |
| SPY | +18.62% | +36.24% | +86.06% | +88.08% |

## Annual

| Year | TCBS | SPY |
|---|---:|---:|
| YTD | -4.49% | +14.79% |
| 2025 | +18.14% | +18.01% |
| 2024 | +9.28% | +25.59% |
| 2023 | -5.79% | +26.73% |
| 2022 | -3.15% | -18.64% |
| 2021 | +0.65% | +7.72% |

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Research context only. Not personalized investment advice.