# iShares 0-3 Month Treasury Bond ETF (SGOV) vs State Street SPDR S&P 500 ETF Trust (SPY) · total-return overlay

LOPJLB holding-return compare (5Y). Dividends and splits. Each path starts at 0% from the first adjusted close in the window.

- Interactive: https://www.lopjlb.com/vs/SGOV/SPY
- API: `GET /bff/api/bigfive/compare-series?symbols=SGOV%2CSPY&range=5y`

## Window

| Symbol | Window % | Worst drawdown | YTD |
|---|---:|---:|---:|
| SGOV | +20.18% | -0.03% | +2.47% |
| SPY | +82.61% | -24.49% | +13.34% |

## Periods (calendar lookback)

| Symbol | 1Y | 2Y | 3Y | 5Y |
|---|---:|---:|---:|---:|
| SGOV | +3.82% | +8.54% | +14.48% | +20.18% |
| SPY | +19.97% | +43.10% | +77.98% | +82.61% |

## Annual

| Year | SGOV | SPY |
|---|---:|---:|
| YTD | +2.47% | +13.34% |
| 2025 | +4.23% | +18.01% |
| 2024 | +5.27% | +25.59% |
| 2023 | +5.12% | +26.73% |
| 2022 | +1.59% | -18.64% |
| 2021 | +0.01% | +5.92% |

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Research context only. Not personalized investment advice.