# First Trust RiverFront Dynamic Developed International ETF (RFDI) vs State Street SPDR S&P 500 ETF Trust (SPY) · total-return overlay

LOPJLB holding-return compare (5Y). Dividends and splits. Each path starts at 0% from the first adjusted close in the window.

- Interactive: https://www.lopjlb.com/vs/RFDI/SPY
- API: `GET /bff/api/bigfive/compare-series?symbols=RFDI%2CSPY&range=5y`

## Window

| Symbol | Window % | Worst drawdown | YTD |
|---|---:|---:|---:|
| RFDI | +50.13% | -35.00% | +14.55% |
| SPY | +82.66% | -24.49% | +12.47% |

## Periods (calendar lookback)

| Symbol | 1Y | 2Y | 3Y | 5Y |
|---|---:|---:|---:|---:|
| RFDI | +22.42% | +50.73% | +79.03% | +50.13% |
| SPY | +17.51% | +41.12% | +76.93% | +82.66% |

## Annual

| Year | RFDI | SPY |
|---|---:|---:|
| YTD | +14.55% | +12.47% |
| 2025 | +36.70% | +18.01% |
| 2024 | +6.48% | +25.59% |
| 2023 | +18.13% | +26.73% |
| 2022 | -23.49% | -18.64% |
| 2021 | -0.23% | +6.77% |

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Research context only. Not personalized investment advice.