# Bank OZK (OZK) vs State Street SPDR S&P 500 ETF Trust (SPY) · total-return overlay

LOPJLB holding-return compare (5Y). Dividends and splits. Each path starts at 0% from the first adjusted close in the window.

Bank OZK (OZK) vs State Street SPDR S&P 500 ETF Trust (SPY) total return over 5Y: OZK +22.33%, SPY +91.36%. Regime OZK BEAR · SPY BULL. As of Oct 9, 2026. Research only.

- Interactive: https://www.lopjlb.com/vs/OZK/SPY
- API: `GET /bff/api/bigfive/compare-series?symbols=OZK%2CSPY&range=5y`

## Window

| Symbol | Window % | Worst drawdown | YTD |
|---|---:|---:|---:|
| OZK | +22.33% | -35.27% | -2.78% |
| SPY | +91.36% | -24.49% | +14.86% |

## Periods (calendar lookback)

| Symbol | 1Y | 2Y | 3Y | 5Y |
|---|---:|---:|---:|---:|
| OZK | -10.15% | +14.09% | +34.44% | +22.33% |
| SPY | +17.26% | +38.01% | +86.77% | +91.36% |

## Annual

| Year | OZK | SPY |
|---|---:|---:|
| YTD | -2.78% | +14.86% |
| 2025 | +9.09% | +18.01% |
| 2024 | -7.21% | +25.59% |
| 2023 | +31.61% | +26.73% |
| 2022 | -12.38% | -18.64% |
| 2021 | +7.97% | +9.53% |

---

Research context only. Not personalized investment advice.