# MoneyHero Limited Class A Ordinary Shares (MNY) vs State Street SPDR S&P 500 ETF Trust (SPY) · total-return overlay

LOPJLB holding-return compare (5Y). Dividends and splits. Each path starts at 0% from the first adjusted close in the window.

MoneyHero Limited Class A Ordinary Shares (MNY) vs State Street SPDR S&P 500 ETF Trust (SPY) total return over 5Y: MNY -93.18%, SPY +88.93%. Regime MNY CRISIS · SPY BULL. As of Oct 5, 2026. Research only.

- Interactive: https://www.lopjlb.com/vs/MNY/SPY
- API: `GET /bff/api/bigfive/compare-series?symbols=MNY%2CSPY&range=5y`

## Window

| Symbol | Window % | Worst drawdown | YTD |
|---|---:|---:|---:|
| MNY | -93.18% | -94.15% | -46.41% |
| SPY | +88.93% | -24.49% | +14.31% |

## Periods (calendar lookback)

| Symbol | 1Y | 2Y | 3Y | 5Y |
|---|---:|---:|---:|---:|
| MNY | -53.48% | -36.80% | -90.92% | -93.18% |
| SPY | +16.62% | +39.61% | +89.28% | +88.93% |

## Annual

| Year | MNY | SPY |
|---|---:|---:|
| YTD | -46.41% | +14.31% |
| 2025 | +14.55% | +18.01% |
| 2024 | -30.00% | +25.59% |
| 2023 | -82.68% | +26.73% |
| 2022 | +0.92% | -18.64% |
| 2021 | +0.00% | +8.66% |

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Research context only. Not personalized investment advice.