# Navient Corporation SR NT 6% 121543 (JSM) vs State Street SPDR S&P 500 ETF Trust (SPY) · total-return overlay

LOPJLB holding-return compare (5Y). Dividends and splits. Each path starts at 0% from the first adjusted close in the window.

Navient Corporation SR NT 6% 121543 (JSM) vs State Street SPDR S&P 500 ETF Trust (SPY) total return over 5Y: JSM -1.47%, SPY +91.36%. Regime JSM BEAR · SPY BULL. As of Oct 9, 2026. Research only.

- Interactive: https://www.lopjlb.com/vs/JSM/SPY
- API: `GET /bff/api/bigfive/compare-series?symbols=JSM%2CSPY&range=5y`

## Window

| Symbol | Window % | Worst drawdown | YTD |
|---|---:|---:|---:|
| JSM | -1.47% | -29.52% | -11.31% |
| SPY | +91.36% | -24.49% | +14.86% |

## Periods (calendar lookback)

| Symbol | 1Y | 2Y | 3Y | 5Y |
|---|---:|---:|---:|---:|
| JSM | -8.55% | -2.26% | +28.25% | -1.47% |
| SPY | +17.26% | +38.01% | +86.77% | +91.36% |

## Annual

| Year | JSM | SPY |
|---|---:|---:|
| YTD | -11.31% | +14.86% |
| 2025 | +19.45% | +18.01% |
| 2024 | -9.51% | +25.59% |
| 2023 | +30.56% | +26.73% |
| 2022 | -25.01% | -18.64% |
| 2021 | +2.74% | +9.53% |

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Research context only. Not personalized investment advice.