# Handshake USD (HNSUSD) vs State Street SPDR S&P 500 ETF Trust (SPY) · total-return overlay

LOPJLB holding-return compare (5Y). Dividends and splits. Each path starts at 0% from the first adjusted close in the window.

- Interactive: https://www.lopjlb.com/vs/HNSUSD/SPY
- API: `GET /bff/api/bigfive/compare-series?symbols=HNSUSD%2CSPY&range=5y`

## Window

| Symbol | Window % | Worst drawdown | YTD |
|---|---:|---:|---:|
| HNSUSD | -99.43% | -99.76% | -57.78% |
| SPY | +82.83% | -24.49% | +13.34% |

## Periods (calendar lookback)

| Symbol | 1Y | 2Y | 3Y | 5Y |
|---|---:|---:|---:|---:|
| HNSUSD | -76.83% | -85.04% | -88.27% | — |
| SPY | +19.97% | +43.10% | +77.98% | +82.83% |

## Annual

| Year | HNSUSD | SPY |
|---|---:|---:|
| YTD | -57.78% | +13.34% |
| 2025 | -64.17% | +18.01% |
| 2024 | -62.60% | +25.59% |
| 2023 | +55.20% | +26.73% |
| 2022 | -92.16% | -18.64% |
| 2021 | -14.79% | +6.05% |

---

Research context only. Not personalized investment advice.