# Govi USD (GOVIUSD) vs State Street SPDR S&P 500 ETF Trust (SPY) · total-return overlay

LOPJLB holding-return compare (5Y). Dividends and splits. Each path starts at 0% from the first adjusted close in the window.

Govi USD (GOVIUSD) vs State Street SPDR S&P 500 ETF Trust (SPY) total return over 5Y: GOVIUSD -99.91%, SPY +90.22%. Regime GOVIUSD RECOVERY · SPY BULL. As of Sep 25, 2026. Research only.

- Interactive: https://www.lopjlb.com/vs/GOVIUSD/SPY
- API: `GET /bff/api/bigfive/compare-series?symbols=GOVIUSD%2CSPY&range=5y`

## Window

| Symbol | Window % | Worst drawdown | YTD |
|---|---:|---:|---:|
| GOVIUSD | -99.91% | -99.96% | -64.15% |
| SPY | +90.22% | -24.49% | +13.79% |

## Periods (calendar lookback)

| Symbol | 1Y | 2Y | 3Y | 5Y |
|---|---:|---:|---:|---:|
| GOVIUSD | -87.82% | -97.54% | -98.75% | -99.91% |
| SPY | +18.48% | +38.44% | +85.06% | +90.22% |

## Annual

| Year | GOVIUSD | SPY |
|---|---:|---:|
| YTD | -64.15% | +13.79% |
| 2025 | -90.43% | +18.01% |
| 2024 | -74.36% | +25.59% |
| 2023 | -33.63% | +26.73% |
| 2022 | -67.39% | -18.64% |
| 2021 | -52.17% | +9.90% |

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Research context only. Not personalized investment advice.