# MarketDesk Focused U.S. Dividend ETF (FDIV) vs State Street SPDR S&P 500 ETF Trust (SPY) · total-return overlay

LOPJLB holding-return compare (5Y). Dividends and splits. Each path starts at 0% from the first adjusted close in the window.

MarketDesk Focused U.S. Dividend ETF (FDIV) vs State Street SPDR S&P 500 ETF Trust (SPY) total return over 5Y: FDIV +12.47%, SPY +88.23%. Regime FDIV BEAR · SPY BULL. As of Sep 29, 2026. Research only.

- Interactive: https://www.lopjlb.com/vs/FDIV/SPY
- API: `GET /bff/api/bigfive/compare-series?symbols=FDIV%2CSPY&range=5y`

## Window

| Symbol | Window % | Worst drawdown | YTD |
|---|---:|---:|---:|
| FDIV | +12.47% | -18.58% | -2.75% |
| SPY | +88.23% | -24.49% | +12.74% |

## Periods (calendar lookback)

| Symbol | 1Y | 2Y | 3Y | 5Y |
|---|---:|---:|---:|---:|
| FDIV | -0.98% | -5.37% | +15.90% | — |
| SPY | +16.39% | +36.27% | +85.38% | +88.23% |

## Annual

| Year | FDIV | SPY |
|---|---:|---:|
| YTD | -2.75% | +12.74% |
| 2025 | +3.79% | +18.01% |
| 2024 | +4.64% | +25.59% |
| 2023 | +6.79% | +26.73% |
| 2022 | — | -18.64% |
| 2021 | — | +9.77% |

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Research context only. Not personalized investment advice.