# Divi USD (DIVIUSD) vs State Street SPDR S&P 500 ETF Trust (SPY) · total-return overlay

LOPJLB holding-return compare (5Y). Dividends and splits. Each path starts at 0% from the first adjusted close in the window.

Divi USD (DIVIUSD) vs State Street SPDR S&P 500 ETF Trust (SPY) total return over 5Y: DIVIUSD -93.82%, SPY +90.82%. Regime DIVIUSD CRISIS · SPY BULL. As of Sep 28, 2026. Research only.

- Interactive: https://www.lopjlb.com/vs/DIVIUSD/SPY
- API: `GET /bff/api/bigfive/compare-series?symbols=DIVIUSD%2CSPY&range=5y`

## Window

| Symbol | Window % | Worst drawdown | YTD |
|---|---:|---:|---:|
| DIVIUSD | -93.82% | -99.51% | +76.92% |
| SPY | +90.82% | -24.49% | +12.95% |

## Periods (calendar lookback)

| Symbol | 1Y | 2Y | 3Y | 5Y |
|---|---:|---:|---:|---:|
| DIVIUSD | +53.33% | +155.56% | +21.05% | -93.82% |
| SPY | +16.60% | +36.52% | +85.27% | +90.82% |

## Annual

| Year | DIVIUSD | SPY |
|---|---:|---:|
| YTD | +76.92% | +12.95% |
| 2025 | +0.00% | +18.01% |
| 2024 | -77.97% | +25.59% |
| 2023 | -47.46% | +26.73% |
| 2022 | -85.19% | -18.64% |
| 2021 | +110.48% | +11.07% |

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Research context only. Not personalized investment advice.