# Dero USD (DEROUSD) vs State Street SPDR S&P 500 ETF Trust (SPY) · total-return overlay

LOPJLB holding-return compare (5Y). Dividends and splits. Each path starts at 0% from the first adjusted close in the window.

Dero USD (DEROUSD) vs State Street SPDR S&P 500 ETF Trust (SPY) total return over 5Y: DEROUSD -99.96%, SPY +88.06%. Regime DEROUSD CRISIS · SPY BULL. As of Oct 13, 2026. Research only.

- Interactive: https://www.lopjlb.com/vs/DEROUSD/SPY
- API: `GET /bff/api/bigfive/compare-series?symbols=DEROUSD%2CSPY&range=5y`

## Window

| Symbol | Window % | Worst drawdown | YTD |
|---|---:|---:|---:|
| DEROUSD | -99.96% | -99.97% | -97.16% |
| SPY | +88.06% | -24.49% | +14.78% |

## Periods (calendar lookback)

| Symbol | 1Y | 2Y | 3Y | 5Y |
|---|---:|---:|---:|---:|
| DEROUSD | -97.64% | -99.28% | -99.68% | — |
| SPY | +18.61% | +36.22% | +86.97% | +88.06% |

## Annual

| Year | DEROUSD | SPY |
|---|---:|---:|
| YTD | -97.16% | +14.78% |
| 2025 | -64.87% | +18.01% |
| 2024 | -74.26% | +25.59% |
| 2023 | -30.22% | +26.73% |
| 2022 | -67.61% | -18.64% |
| 2021 | -46.26% | +7.72% |

---

Research context only. Not personalized investment advice.