# API3 USD (API3USD) vs State Street SPDR S&P 500 ETF Trust (SPY) · total-return overlay

LOPJLB holding-return compare (5Y). Dividends and splits. Each path starts at 0% from the first adjusted close in the window.

API3 USD (API3USD) vs State Street SPDR S&P 500 ETF Trust (SPY) total return over 5Y: API3USD -94.21%, SPY +88.08%. Regime API3USD RECOVERY · SPY BULL. As of Oct 12, 2026. Research only.

- Interactive: https://www.lopjlb.com/vs/API3USD/SPY
- API: `GET /bff/api/bigfive/compare-series?symbols=API3USD%2CSPY&range=5y`

## Window

| Symbol | Window % | Worst drawdown | YTD |
|---|---:|---:|---:|
| API3USD | -94.21% | -97.71% | -32.86% |
| SPY | +88.08% | -24.49% | +14.79% |

## Periods (calendar lookback)

| Symbol | 1Y | 2Y | 3Y | 5Y |
|---|---:|---:|---:|---:|
| API3USD | -58.69% | -79.06% | -70.08% | -94.21% |
| SPY | +18.62% | +36.24% | +86.06% | +88.08% |

## Annual

| Year | API3USD | SPY |
|---|---:|---:|
| YTD | -32.86% | +14.79% |
| 2025 | -73.83% | +18.01% |
| 2024 | -19.56% | +25.59% |
| 2023 | +95.65% | +26.73% |
| 2022 | -76.83% | -18.64% |
| 2021 | -19.35% | +7.72% |

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Research context only. Not personalized investment advice.